Commercial Property & Casualty

WHAT WE DO

StrataGem Risk team members offer the following services:

Insurance Brokerage

Loss Prevention and Safety Programs

Training & Development

Policy & Procedures Manuals

Claims Management

Premium Audit Reviews

Experience Modification Worksheet Audits

Alternative Program Structuring

Superior Specifications

Catastrophy (CAT) Modeling

Loss Analysis & Data Mining

Coverage Comparisons & Form Review

Contractual Risk Transfer and Contract Review

Management of Certificates of Insurance

Marketing Strategies

StrataGem 24/7 (on-line client portal)

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People working in construction site. Men at work in new house inside apartment building. Teamwork with foreman giving instructions to manual worker with forklift.
Engineering objects on workplace on background of talking co-workers

Industries Served

  • Construction
  • Life Sciences
  • Hospitality – Hotels, Resorts, Casinos and Recreation
  • Retail Operations
  • Real Estate – Commercial, Habitational and Mixed Use
  • Manufacturing / Products Liability
  • Automobile Risks Including Dealers
  • Warehouse / Distribution
  • Financial Institutions
  • Food Processing
  • Professional Liability Risks – CPAs, Attorneys, Advertising Firms
  • Security Industry
  • Software / High Tech Risks
  • Architects & Engineering
  • Other Property & Casualty Risks

Insurance Carriers Represented

Coverage lines placed

  • Accounts Receivable
  • Active Shooter
  • Assault and Battery
  • Automobile Liability and Physical Damage
  • Aviation
  • Boiler and Machinery
  • Builder’s Risk
  • Business Income and Extra Expense
  • Credit / Accounts Receivable Protection
  • Credit Card Fraud
  • Computer and Wire Funds Transfer Fraud
  • Counterfeit Money and Paper Currency
  • Crime / Fidelity
  • Cyber Liability
  • Dealers Physical Damage / Dealers Open Lot
  • Depositors Forgery or Alteration
  • Electronic Data Processing Floaters
  • Employee Benefit Liability
  • Employee Dishonesty
  • Equipment Breakdown Policies
  • Equipment Floaters
  • Environmental Policies
  • Fiduciary Liability
  • Garage Liability
  • Garage Keepers Liability
  • General Liability
  • Glass
  • Inland Marine
  • Installation Floaters
  • International Insurance Placements
  • Kidnap and Ransom Including Extortion
  • Liquor Liability
  • Loss of Rental Income
  • Motor Truck Cargo / Transportation Policies
  • Non-owned and Hired Automobile Liability
  • Ocean Cargo
  • Owners and Contractors Protective Liability (OCP)
  • Owner Controlled Insurance Programs (OCIP & CCIP)
  • Pollution Liability
  • Privacy and Security Liability
  • Professional Employer Organization Services (PEO)
  • Signs
  • Spoilage
  • Storage Tank Environmental Coverage
  • Surety Bonds
  • Terrorism
  • Tools & Equipment
  • Worker’s Compensation and Employers Liability
  • Umbrella / Excess
  • Valuable Papers

Get PROVEN RESULTS with StrataGem Risk

Contact us to start protecting your business and saving money today!

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